TUCOEMAS Federal Credit Union offers the following voluntary insurance plans to protect you and your personal property:

Mechanical Breakdown Protection
Mechanical Breakdown Protection (MBI) protects you if your car should breakdown and is no longer covered by the manufacturer’s warranty. The comprehensive coverage includes the cost of repairs on nearly every component of your vehicle with only a few named exclusions. In addition, during the term of your contract, the coverage provides additional benefits such as towing, rental car reimbursement; tire protection, and trip interruption. Contact the Loan Department for more information.

Guaranteed Auto Protection
Guaranteed Auto Protection (GAP) is a Loan Balance Deficiency Waiver designed to eliminate your unpaid net loan balance in the event your vehicle is stolen or damaged beyond repair (totaled). The GAP waiver relieves you of the responsibility for the remainder of the loan balance that the proceeds from your primary insurance policy or any applicable third party insurance policy do not cover. Contact the Loan Department for more information.

Credit Life & Disability Insurance
Credit Life & Disability Insurance protects you and your personal property in the event of death or disability. If you are disabled for over thirty days, the Credit Disability Insurance will make your loan payments until you can get back to work. In the event of your death, the Credit Life Insurance will pay your loan balance in full. Contact the Loan Department for more information.

Accidental Death & Dismemberment Insurance
Accidental Death & Dismemberment Insurance (AD&D) offers full 24-hour coverage for accidents anywhere in the world, on or off the job, on business, vacation, and even at home. Coverage pays in the event of injuries resulting in death, dismemberment, or loss of speech or hearing within one year of the date of the accident. As a member of TUCOEMAS, you are offered $2,000 coverage at no cost. Additional coverage for yourself and your family is available for purchase. Contact the Membership Department for more information.