TUCOEMAS Federal Credit Union has consistently received the highest rating for financial strength by the National Credit Union Administration (NCUA). Each year, the NCUA monitors federally chartered credit unions to ensure that the institutions are doing what they need to do, from both a lending standpoint and deposit standpoint, to protect their members’ interests. The NCUA has assigned its highest rating of “well capitalized” to TUCOEMAS Federal Credit Union.

TUCOEMAS Federal Credit Union’s loan delinquency rates are very low. TUCOEMAS prides itself on its low delinquency and loss ratios. For many years, our delinquency and loss rates have been well below the industry averages. This is a reflection of our conservative lending guidelines and the fact that we do not make “sub-prime” loans. During the housing crisis the last couple of years, TUCOEMAS has not had any home foreclosures.

Members’ deposits with TUCOEMAS Federal Credit Union are insured up to at least $100,000 by the NCUA. Members’ deposits with TUCOEMAS are also insured an additional $250,000 by American Share Insurance (ASI). For information about NCUA and ASI, please visit www.ncua.gov or www.americanshare.com. Brochures for each of these organizations are available at all branch locations.